Company, Firm, Corporation, Etc.:
If you’re a business owner, you should consider a prenuptial agreement, as, upon divorce, you otherwise could wind up having to compensate your wife or husband for a portion of the business’ value; in a worst case scenario, you won’t have the cash to do this, and you could wind up having to sell the business.
If you own a house prior to marriage, you should consider a prenuptial agreement because, as you pay down mortgage principal on the home during the marriage, or make improvements to it, you’re otherwise creating a marital interest in the home, and you will probably have to compensate your spouse for part of its equity upon divorce.
If you make much more money than your fiancé, you should consider a premarital agreement because otherwise everything you earn during the marriage will probably be considered marital property and will likely be divided 50/50. Also, if your income’s significantly higher than your fiancé’s, upon divorce, you’ll otherwise likely wind up paying him or her alimony.
Bigger Net Worth:
While premarital funds are not supposed to be divided upon divorce, you should consider a prenuptial agreement because, otherwise, sometimes these funds can be transmuted into marital, divisible assets through re-titling of accounts, mixing premarital funds with funds earned during the marriage, etc.